Thursday, December 30, 2010

Morales wishes you a LUCKY 2011!



2011 (MMXI) is the 11th year of the 3rd millennium and of the 21st century.
I'm reading up on New Year's superstitions and here's what I found to attract luck for 2011.
I found these beliefs VERY interesting...


Kissing at Midnight: We kiss those dearest to us at midnight not only to share a moment of celebration with our favorite people, but also to ensure those affections and ties will continue throughout the next twelve months. To fail to smooch our significant others at the stroke of twelve would be to set the stage for a year of coldness.

Stocking Up: The new year must not be seen in with bare cupboards, lest that be the way of things for the year. Larders must be topped up and plenty of money must be placed in every wallet in the home to guarantee prosperity.

Paying Off Bills:  The new year should not be begun with the household in debt, so checks should be written and mailed off prior to
January 1st. Likewise, personal debts should be settled before the New Year arrives. 

First Footing:   The first person to enter your home after the stroke of midnight will influence the year you're about to have. New
 for old Ideally, he should be dark-haired, tall, and good-looking, and it would be even better if he came bearing certain small gifts such as a lump of coal, a silver coin, a bit of bread, a sprig of evergreen, and some salt. Blonde and redhead first footers bring bad luck, and female first footers should be shooed away before they bring disaster down on the household. Aim a gun at them if you have to, but don't let them near your door before a man crosses the threshold. The first footer (sometimes called the "Lucky Bird") should knock and be let in rather than unceremoniously use a key, even if he is one of the householders. After greeting those in the house and dropping off whatever small tokens of luck he has brought with him, he should make his way through the house and leave by a different door than the one through which he entered. No one should leave the premises before the first footer arrives — the first traffic across the threshold must be headed in rather than striking out. First footers must not be cross-eyed or have flat feet or eyebrows that meet in the middle. Nothing prevents the cagey householder from stationing a dark-haired man outside the home just before midnight to ensure the speedy arrival of a suitable first footer as soon as the chimes sound. If one of the partygoers is recruited for this purpose, impress upon him the need to slip out quietly just prior to the witching hour.


Nothing Goes Out:  Nothing — absolutely nothing, not even garbage — is to leave the house on the first day of the year. If you've presents to deliver on New Year's Day, leave them in the car overnight. Don't so much as shake out a rug or take the empties to the recycle bin. Some people soften this rule by saying it's okay to remove things from the home on New Year's Day provided something else has been brought in first. This is similar to the caution regarding first footers; the year must begin with something's being added to the home before anything subtracts from it. One who lives alone might place a lucky item or two in a basket that has a string tied to it, then set the basket just outside the front door before midnight. After midnight, the lone celebrant hauls in his catch, being careful to bring the item across the door jamb by pulling the string rather than by reaching out to retrieve it and thus breaking the plane of the threshold.

Food:   A tradition common to the southern states of the USA dictates that the eating of black-eyed peas on New Year's Day will attract both general good luck and financial good fortune in particular to the one doing the dining. Some choose to add other Southern fare (such as ham hocks, collard greens, or cabbage) to this tradition, but the black-eyed peas are key. Other "lucky" foods are lentil soup (because lentils supposedly look like coins), pork (because poultry scratches backwards, a cow stands still, but a pig roots forward, ergo those who dine upon pork will be moving forward in the new year), and sauerkraut (probably because it goes so well with pork). Another oft-repeated belief holds that one must not eat chicken or turkey on the first day of the year lest, like the birds in question, diners fate themselves to scratch in the dirt all year for their dinner (that is, bring poverty upon themselves).

Work:  Make sure to do — and be successful at — something related to your work on the first day of the year, even if you don't go near your place of employment that day. Limit your activity to a token amount, though, because to engage in a serious work project on that day is very unlucky. Also, do not do the laundry on New Year's Day, lest a member of the family be 'washed away' (die) in the upcoming months. The more cautious eschew even washing dishes.

New Clothes:   Wear something new on January 1 to increase the likelihood of your receiving more new garments during the year to follow.

Money:   Do not pay back loans or lend money or other precious items on New Year's Day. To do so is to guarantee you'll be paying out all year.
    Breakage:   Avoid breaking things on that first day lest wreckage be part of your year. Also, avoid crying on the first day of the year lest that activity set the tone for the next twelve months.

    Letting the Old Year Out:   At midnight, all the doors of a house must be opened to let the old year escape unimpeded. He must leave before the New Year can come in, says popular wisdom, so doors are flung open to assist him in finding his way out.

    Loud Noise:   Make as much noise as possible at midnight. You're not just celebrating; you're scaring away evil spirits, so do a darned good job of it!
    According to widespread superstition, evil spirits and the Devil himself hate loud noise. We celebrate by making as much of a din as possible not just as an expression of joy at having a new year at our disposal, but also to make sure Old Scratch and his minions don't stick around. (Church bells are rung on a couple's wedding day for the same reason.)

    The Weather:   Examine the weather in the early hours of New Year's Day. If the wind blows from the south, there will be fine weather and prosperous times in the year ahead. If it comes from the north, it will be a year of bad weather. The wind blowing from the east brings famine and calamities. Strangest of all, if the wind blows from the west, the year will witness plentiful supplies of milk and fish but will also see the death of a very important person. If there's no wind at all, a joyful and prosperous year may be expected by all.

    Born on January 1:   Babies born on this day will always have luck on their side.

    ~ http://www.snopes.com/holidays/newyears/beliefs.asp

    new-year-2011-wishes-5.gif

    --
    Don't forget to remember me...
                    
    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



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    Wednesday, December 22, 2010

    Run, run, fast as you can... Merry Christmas from MORALES!

    Gingerbread Man Christmas Poem
    ~Author unknown


    Ginger Cookies
    Once there was a gingerbread man,
    Baking in a gingerbread pan,
    Raisin eyes and cherry nose,
    Trimmed right down to his fingers and toes,
    A gingerbread man in a gingerbread pan

    Here’s the old woman who made him sweet,
    A treat for she and her husband to eat,
    She made him with flour, sugar, and eggs,
    Then gave him a face, two arms, two legs,
    A gingerbread man in a gingerbread pan

    Now open the oven to see if he’s done,
    The gingerbread man may surely run,
    Out of the oven, on to the floor,
    Out of the kitchen and out the door,
    If the gingerbread man leaps out of the pan

    Chase him old woman, chase him old man,
    Now chase him, chase him, fast as you can,
    Through the garden and out the gate,
    Chase him, chase him before it’s too late,
    The gingerbread man is out of the pan

    Along came a horse who wanted a snack,
    Run fast Mr. Gingerbread, and never look back,
    Run, run Mr. Gingerbread, fast as you can,
    Shout, “Can’t catch me, I’m the gingerbread man,
    I’m the gingerbread man out of the pan!”

    Along came a farmer who wanted a treat,
    The gingerbread man looked good to eat,
    Run, run, fast as you can,
    Shout, “Can’t catch me, I’m the gingerbread man,
    The gingerbread man out of the pan!”

    Along came a fox who loved to eat,
    And the gingerbread man looked nice and sweet,
    “Jump on my back, my gingerbread pet,
    We’ll cross the river so you won’t get wet,
    Mr. Gingerbread man who’s out of the pan!”

    No place to go, no place to run,
    And a ride ‘cross the river could be such fun,
    Off with the fox did gingerbread go,
    What happened next, I think you know,
    To that gingerbread man out of the pan
    Broken Gingerbread Man
    That sly old fox had a wonderful treat,
    The old man and old woman had nothing to eat,
    Not a bite was left for the cow or dog,
    Or the horse or farmer, not even the hog,
    No more gingerbread man in or out of the pan…

    Wishing You a Cool Yule and a Mellow New Year! 

    If you'd like a copy of the Gingerbread Man recipe, click here.

    --
    ‘Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home.  Be sure to tell them about your experience working with me and call me right away with their phone numbers so that I can help them, too.’                
    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    Follow MOVIN WITH MORALES on Facebook! 

     
    Got a Smart Phone?  Check out 311 N. May St.

    Monday, December 06, 2010

    MORALES' Market Facts, Christmas Facts & Local Tree Farms!


    Oct '10 Nov '10
    St Charles
    # Active 496 483
    # Sold 32 25
    MKT Time 191 184
    Med Sold
    $343,000 $310,500
    Geneva
    # Active 213 203
    # Sold 16 12
    MKT Time 142 158
    Med Sold
    $350,000 $357,500
    Batavia
    # Active 187 181
    # Sold 18 5
    MKT Time 163 160
    Med Sold
    $239,750 $268,000
    Elburn
    # Active 131 116
    # Sold 4 6
    MKT Time 166 536
    Med Sold
    $255,000 $330,350
    Sugar Grove
    # Active 102 99
    # Sold 5 3
    MKT Time 154 240
    Med Sold
    $245,000 $228,000
    Maple Park
    # Active 48 44
    # Sold 1 2
    MKT Time 177 138
    Med Sold
    $180,000 $180,950


    If you counted all the gifts that were given in the song “Twelve Days of Christmas” you would realize that the number of gifts being presented were 364 in total, thus a gift was given for each day of the year.

    The common abbreviation for Christmas to Xmas is derived from the Greek alphabet. X is letter Chi, which is the first letter of Christ's name in the Greek alphabet.

    It is considered unlucky to cut a mince pie with a knife.

    Electric tree lights were first used just 3 years after Thomas Edison has his first mass public demonstration of electric lights back in 1879. Thomas Edison’s assistant, Edward Johnson, came up with the idea of electric lights for Christmas trees in 1882. His lights were a huge hit. It took quite a few years, however, before they would be made available to the general public.©

    In 1895 Ralph Morris, an American telephonist, invented the string of electric Christmas lights similar to the ones we use today. The actual strings of lights had already been manufactured for use in telephone switchboards. Morris looked at the tiny bulbs and had the idea of using them on his tree.

    The popular Christmas song "Jingle Bells" was composed in 1857 by James Pierpont, and was originally called "One-Horse Open Sleigh". It was actually written for Thanksgiving, not Xmas.

    ~ http://www.woodlands-junior.kent.sch.uk/customs/Xmas/facts.html / ~ projectbritain.com

    treecutting.jpg

    How To Keep a Cut Christmas Tree Fresh

    Some people believe Christmas just isn't Christmas without a real Christmas tree. Here is an easily printable guide that will help you preserve that perfect tree whether you purchase it from a neighborhood lot or a Christmas tree farm. These steps should help you keep a Christmas tree fresh through the holiday season.

    1. Refresh the tree by making a straight cut, taking one inch off the butt and immediately place in water. This will improve water uptake (See Tip 1).
    2. Place the tree in a stand that can hold at least 1 gallon of water. You should expect the tree to take up additional water. Water the new tree until water uptake stops.
    3. Always keep the base of a tree in water. If the base dries out, resin will form over the cut end and the tree will not be able to absorb water and will dry out quickly. You don't need anything other than regular tap water - drying out deters future water uptake and will need a new cut. Commercially prepared mixes like aspirin, sugar and other additives introduce into the water are not necessary. Research has shown that plain water will keep a tree fresh.
    4. Check for worn Christmas tree light electrical cords and always unplug at night. Use UL approved electrical decorations and cords. Using miniature lights produce less heat and reduce the drying effect on the tree or any chance of fire.
    5. Take down the tree before it dries out. Many fresh cut trees if properly cared for (using the first five steps) should last at least five weeks before drying out. Some species keep their moisture longer that others.
    ~ http://forestry.about.com/od/christmastrees1/ht/fresh_cut_xmas.htm

    Some local FRESH tree Farms! =)


    Honey Bee Acres Christmas
    (847) 464-9627 41w072 Bowes Rd, Elgin, IL

    Kuiper's Farm
    1N318 Watson Rd, Maple Park, IL 60151 /
    (815) 827-5200

    Lee's Trees
    45W002 Lees Road


    Lily Lake, IL 60151





    Ziegler Christmas Tree Farm
    42W109 McDonald Rd.

    Elgin, IL 60124




    --
    Don't forget to remember me...

    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    Follow MOVIN WITH MORALES on Facebook
    for market news you can use!


    Got a Smart Phone? Check out 311 N. May St.

    Monday, November 22, 2010

    MORALES... Thank you for allowing me to serve you!

    BeThankfulCarvedPumpkinWhite.jpg

    Thanksgiving is more than Tradition...
    It is an Attitude of the Heart.
    Wishing you a Thanksgiving blessed with a harvest of happy memories
    and a future full of promise.

    --
    Don't forget to remember me...

    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    Follow MOVIN WITH MORALES on Facebook
    for market news you can use!

    For top-of-the-line service for all your real estate needs, call me. I'll put my years of experience and professional integrity to work for you. Thank you in advance for introducing my services to your friends & family.

    Thursday, November 18, 2010

    Grateful is... buying your first home!


    T is for the trust the pilgrims had so many years ago.
    H is for the harvest the settlers had to grow.
    A is for America, the land in which we live.
    N is for nature and beauty which she gives.
    K if for kindness, gentle words, thoughtful deeds.
    S is for smiles, the sunshine everyone needs.
    G is for gratitude... our blessings big and small.
    I is for ideas, letting wisdom grow tall.
    V is for voices, singing, laughing, always caring.
    I is for Indians, who taught them about sharing.
    N is for neighbors, across the street, over the sea.
    G is for giving of myself to make a better me.
    ~ Judith A Lindberg



    Speaking of things to be grateful for... buying your own home is one of the most rewarding experiences life gives us (equal to marriage and birth). When you first consider buying your own home, have a plan...
    • Minimally, you need 3.5% percent saved for your down payment plus closing costs (these may vary by lender!) When comparing lender to lender, ask about the APR versus just "what's the rate?" The APR calculates in other factors such as points and is a better comparison.
    • Locally, you also need about 1% to put down as earnest money when you're ready to make an offer. (This amount may vary by location!) This money WILL be credited back to you at closing.
    • Check first with a trusted lender for a pre-approval (NOT pre-qualification). Make sure the monthly mortgage payment is an amount you're comfortable with. Do NOT over extend yourself. You never want to get stuck with a payment you can't ultimately afford.
    • To get pre-approved, you'll need 2 months of bank statements/2 months of pay stubs/2 years of W-2's/and proof of down payment.
    I specialize in first time buyers. Allow me to help you find your first home.
    I will guide you thru the process, step-by-step!

    I take great pride in providing honest, reliable, and professional services to my clients! I am sensitive to your needs and will help fit the best scenario for your situation. Never pushy, just dependable.

    Click below for an EZ, automated search for homes under $225,000:

    First Time HomeBuyers ~ Tri-Cities
    First Time HomeBuyers ~ Kaneland


    Don't forget to remember me...

    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    Follow MOVIN WITH MORALES on Facebook for market news you can use!


    Saturday, November 06, 2010

    MORALES is Talkin' Turkey (and some OCTOBER stats too!)











    Oct '10
    St Charles
    # Active








    496
    # Sold








    32
    MKT Time








    191
    Med Sold $








    $343,000
    Geneva
    # Active








    213
    # Sold








    16
    MKT Time








    142
    Med Sold $








    $350,000
    Batavia
    # Active








    187
    # Sold








    18
    MKT Time








    163
    Med Sold $








    $239,750
    Elburn
    # Active








    131
    # Sold








    4
    MKT Time








    166
    Med Sold $








    $255,000
    Sugar Grove
    # Active








    102
    # Sold








    5
    MKT Time








    154
    Med Sold $








    $245,000
    Maple Park
    # Active








    48
    # Sold








    1
    MKT Time








    177
    Med Sold $








    $180,000












    TurkeyCartoon.jpg

    TALKIN' TURKEY here...
    • The average American consumes over 15 lbs. of turkey each year
    • 226 million turkeys were consumed in 2009 (or 736 million pounds of turkey)
    • The heaviest turkey weighed in at 86 pounds ~ their average live weight is 28 pounds
    • Male turkeys are called Toms
    • Female turkeys are called Hens
    • Baby turkeys are called Poults
    • Turkey eggs are twice the size of chicken eggs and cream-colored with brown speckles
    • Turkey eggs take about 28 days to hatch
    • Turkey's heads change colors when they get excited
    • Turkeys grind their food in their gizzard (as they have no teeth!)
    • Turkey feathers were used by Native Americans to stabilize their arrows
    • The first meal on the moon was foil food packets of roasted turkey and the trimmings
    • High carbohydrate meals (such as Thanksgiving Dinner) contain tryptophans, which is believed to make you sleepy.
    • Turkey is good for your eyes because it is rich in zinc
    • Big Bird's outfit has over 4,000 white turkey feathers that are dyed yellow
    • Benjamin Franklin wanted the national symbol to be the turkey instead of the bald eagle.
    • Turkeys have great hearing, but no external ears. They can also see in color, and have excellent visual acuity and a wide field of vision (about 270 degrees), which makes sneaking up on them difficult. However, turkeys have a poor sense of smell, but an excellent sense of taste.
    • Domesticated turkeys cannot fly. Wild turkeys, however, can fly for short distances at speeds up to 55 miles per hour. They can also reach speeds of 25 miles per hour on the ground.
    • Turkeys sometimes spend the night in trees.
    • Some believe Christopher Columbus thought that the land he discovered was connected to India, and believed the bird he discovered (the turkey) was a type of peacock. He therefore called it 'tuka,' which is 'peacock' in Tamil, an Indian language.
    http://www.factmonster.com/spot/tgturkeyfacts.html

    What did the turkey say before it was roasted?
    Boy, I'm stuffed!

    Why did the police arrest the turkey?
    They suspected it of fowl play!

    Can a turkey jump higher than the Empire State building?
    Of course, buildings can't jump.

    The wishbone is a tradition of Thanksgiving. When two people grasp each end of the wishbone, after making a wish, they pull it away.
    Who ever gets the joint-portion gets their wish!

    wishbone.jpg

    Turkey HELP Lines...
    • Butterball Turkey Talk Line 1.800.28.8372
    • HoneySuckle White 1.800.810.6325
    • Reynolds Wrap Turkey Tips 1.800.745.4000
    • Shady Brook Farms Turkey Tip Line 1.888.723.4468

    --
    Don't forget to remember me...

    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    Follow MOVIN WITH MORALES on Facebook
    for market news you can use!


    Monday, October 18, 2010

    MORALES is popping in with some corny facts...

    spooky image _SBlunt.jpg
    Here is a cute children's video that was made by one of my fellow graduates, Steve Blunt.

    Did you know that October is National Popcorn Poppin' Month?
    • Americans consume 16 billion quarts of popcorn
    • Popcorn is low in calories as compared to other snacks. A cup of air-popped popcorn would have 31 calories and a cup of oil-popped only 55 per cup.
    • Popcorn kernels that do not pop are called "Old Maids"
    • The bulk of popcorn is eaten at home
    • Peak popcorn consumption is in the fall
    • There are six types of maize/corn, pod, sweet, flour, dent, flint and popcorn. Out of these only popcorn pops.
    • Most of the popcorn in the U.S is grown in the Midwest, Nebraska, Ohio, Illinois, Iowa, Kentucky and Missouri.
    • When popped, popcorn comes in two basic shapes. Snowflake and mushroom. Snowflake is bigger and pops better too, that is the reason it is used in movie theaters and ballparks. Mushroom is used for candy confectioners, as it does not crumble.
    • Most microwave ovens have a popcorn button too-- popping popcorn is the number 1 use for microwave ovens.
    Most theaters back in the 1920's refused to sell popcorn in their theaters because it made such a mess. Vendors would set up popcorn poppers next to theaters and sold popcorn to the patrons on their way into the theaters.

    During the depression, popcorn (5-10¢/bag) was one of the few luxuries that families could afford.

    Popcorn History

    It is said that popcorn originated in Mexico. The oldest ears of corn were found in a bat cave in west central Mexico in 1948. Cachise Indians who date back to 2,500 B.C. are thought to have grown and eaten corn. A funeral urn dating back to 300 A.D. also shows a picture of a maize god with a primitive head-dress on.

    Popcorn was first introduced to English colonists at the first Thanksgiving feast in Plymouth, Massachusetts. It was brought as a goodwill gift by one of the chief's brothers. The colonists then thought of eating popcorn with milk and sugar and this was what came to be known as the breakfast cereal. At this time, there were more than 700 varieties of popcorn.

    When Columbus first arrived in the West Indies he noticed that the natives there were eating popcorn and were using it for decoration too. When Mexico was invaded by the Cortes in 1519, they discovered that popcorn was important to the Aztecs too. It was used for decorating their ceremonial head-dresses, necklaces as well as for food.
    http://www.buzzle.com/articles/popcorn-facts.html

    Local Apple Orchards and Pumpkin Farms
    • Norton Farm (Rt 64, St.Charles)
    • Kuiper's Farm (Watson Rd., Maple Park)
    • Gould Cider Mill (Green Rd., Elburn)
    • Goebbert's Pumpkin Patch (Reinking Rd., Hampshire)
    • The Pumpkin Wagon (Rt 20, Elgin)
    • Pine Apple Acres (Powers Rd., Huntley)
    • Ben's Giant Pumpkins & Farm Market (Jericho Rd., Sugar Grove)
    • Tom's Farm Market & Greenhouse (Algonquin Rd., Huntley)
    Call me anytime. I'd love to "pop" in
    and give you free market analysis on your home!


    Popcorn.gif

    --
    Don't forget to remember me...

    Diane Morales
    Thank you for MOVIN' WITH MORALES!!
    Keller Williams Fox Valley Realty
    (630) 709.9882



    It's EZ. It's Automated. No Hassles!
    Click here to see ALL the Tri-City & Kaneland area Short-Sales & Foreclosures.

    Here are the three simple steps to follow the next time you’re in a conversation with a friend, a family member or a neighbor who mentions they are considering buying or selling a home:

    Step 1: Take out your cell phone.
    Step 2: Look up my phone number (630.709.9882).
    Step 3: Call me immediately.

    When we talk, you can tell me what you think would be the best way to get into a conversation with the person you want to introduce me to. ;)

    Monday, September 20, 2010

    What we have... and what we have not!

    Have you ever noticed that sometimes you learn to adapt without something that you thought you needed? A few months ago, my kitchen faucet handle bit the dust. It pulled off and the little "locking pin" that is supposed to hold it in place was stripped. Not fixable. It still has a little "stub" that we can turn the water on/off with. At the time that it broke, I didn't have the extra funds to buy a new faucet assembly...so, we left it as-is. Funny thing is, we got used to turning the faucet on/off with the little stub. So much so, that I forgot about replacing the faucet even when I had a few extra bucks to spare. In fact, the kitchen sink is still without a handle.
    I guess why I bring this all up is that we get accustomed to what we have. And what we have not... Sometimes when asking a buyer "What do you need in a new home?" they will rattle off a bunch of "wish" items that they hope for. And while this wish-list is nice, it's not always practical. For example, I've never lived in a home with more than one bathroom. (Yes, you read that right! Never!) And while there are times that It would be nice to have a second
    bathroom, it is do-able with just one. Now mind you, I have a large family. Between his, mine and ours, there was a time when I had 5 kids in the house and 2 adults. Yet, we managed. It all comes back to what you get used to.
    When you're looking to buy a new home. Think about your n
    eeds versus your wants and tell your real estate agent BOTH. Sometimes this extra bit of info is all your Realtor will need to find you that perfect home -- a home that is do-able for all your needs!

    I appreciate the opportunity to earn your business.
    I will listen and find solutions that are important to you!
    Please, contact me to tell me about your home buying or selling needs...

    Diane Morales
    MOVIN' WITH MORALES
    Keller Williams Fox-Valley Realty
    630.709.9882

    Keep on top of the local market, follow me on FaceBook!






    Thursday, September 09, 2010

    This "Gorda" is making a difference in the Tri-Cities and Kaneland

    Cultural differences... Wow! So fun to get to know others! Recently I was introduced to a Hispanic man who preferred to be called "Negro" versus his real name. Negro means "black" in Spanish. To some Americans, that would be a taken offensively. It's actually a term of endearment in Mexico used for one who is "darker" than others in his family. Now, I'm married to a Hispanic man, whose family comes from Oaxaca, Mexico. It's way south in Mexico where it's very warm. His father too was known as Negro, as he was a very dark skinned man. This got me to thinking... Mexican parents sometimes nickname their children "gordo" or "flaca" and even "feo" (meaning "fat boy" or "skinny girl" and "ugly") and think nothing of it! To them, it's just another term of endearment. Can you imagine the looks that I'd get walking thru WalMart calling "Fat boy, come here to mom!" I'd probably get DCFS called on me.
    In the Indian Culture, it's considered bad manners to wear shoes in someone's home. They're always slipped off by the door.
    I find differences like these refreshing. Get to know someone outside your own world. Their ways are not necessarily bad ways just because they're not the same as you think they should be. Embrace the experience.

    By the way, if you're looking for a real estate agent who truly cares about you and seeks to understand your situation for what it is, call me!
    I take great pride in providing honest, reliable, and professional services to my clients! I am sensitive to your needs and will help fit the best scenario for your situation. Never pushy, just dependable.

    Thanks for discovering the Diane difference...

    Diane Morales
    MOVIN' WITH MORALES
    MovinWithMorales.com
    MovinWithMorales@gmail.com

    Follow me on Facebook.


    Friday, September 03, 2010

    Should You Choose to Work With A Friend...?

    A few times now, I've had someone that I consider to be a good friend "choose" to work with another Realtor. "Don't be offended," they say. Really? How can I not be offended? I take great pride in providing honest, reliable, and professional services to my clients! I know that buying or selling your home is one of the biggest investments & decisions you will ever make. I also understand that sometimes it's not comfortable to share your financial situation with a friend. But answer me this... IF I'm going to extra hard for anyone, wouldn't you think that someone would be my friend? Now don't get me wrong. I don't want to disappoint any client, but I especially don't want to let down a friend.
    Yeah, sometimes the truth hurts. Sometimes you don't want to hear what has to be said. I would never steer you with nonfactual information or lead you to believe that your home is worth more than it is. Unfortunately, there are some agents who will say just what you want to hear.
    If I needed surgery and my friend was a surgeon, I would definitely trust him/her to operate. Not only would that friend do his homework to provide me with the best care, but he/she would be super careful to make sure that nothing went wrong during the procedure for his/her friend.
    It's a decision I wouldn't think twice about. He/She would have my best interest at hand & heart.

    How is a good Realtor® like a best friend?

    A best friend is loyal to you. A Realtor® is often privy to your sensitive information: financial, emotional, familial. You want someone who puts your interests ahead of his or her own.

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    A best friend helps out during stressful times. Few times are more stressful than buying or selling a home. A Realtor® who can prepare you for and help you through the unexpected turns that often occur can change a frustrating experience into a positive one.

    A best friend tells you the truth, even when you may not want to hear it. No, your giant stuffed moose head should not stay in the house during showings, even if your favorite Uncle Joe did bring it back from his camping trip in Starved Rock.

    Don't allow friendship to cloud your decision. A true professional can separate business from pleasure ~ and still get the job done for you! When you have a choice to work with either a friend or a stranger, choose your friend. They'll work harder to keep you happy! ;)



    Your friend ~ and ~ your Realtor,

    Diane Morales
    MOVIN' WITH MORALES
    Keller Williams Fox Valley Realty
    630.709.9882
    MovinWithMorales@gmail.com

    "Like" me on FaceBook!

    Thursday, July 15, 2010

    July 2010 Housing Trends Newsletter

    Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

    Please click on this link to view the Housing Trends JULY 2010 Newsletter.

    The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

    It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

    If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report.


    Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

    Sincerely yours,

    Diane Morales
    Keller Williams Fox Valley Realty
    Discover the Diane Difference...
    St Charles IL 60174
    630-709-9882
    MovinWithMorales@gmail.com

    Thursday, February 04, 2010

    First Time Homebuyer Assistance up to $10,000 for downpayment/closing cost in KANE County


    Dear friends,
    This just came across my desk. Please, check it out and contact your lender to see if this is something that you can/want to take advantage of! I believe this can be in addition to the Federal 8k tax-credit... Again, ask your lender to be sure!! ;)

    A quick recap of the program:

    For first time homebuyers

    • Can receive UP to $10K in down payment and closing cost assistance
    • This is a zero interest, deferred payment loan.
    • Homebuyers must have either lived (or worked full-time) in the Kane County Consortium area for at least one year.
    • NO payments are due until home is sold, title transferred, or no longer principal residence.
    • There are income limit restrictions (see sheet)
    Call NOW for more details!!
    ~ Diane Morales
    MOVIN' WITH MORALES
    630.709.9882

    Get a free automated comparative market analysis of your home's value sent to you with no obligations!! ;)