Monday, November 22, 2010

MORALES... Thank you for allowing me to serve you!

BeThankfulCarvedPumpkinWhite.jpg

Thanksgiving is more than Tradition...
It is an Attitude of the Heart.
Wishing you a Thanksgiving blessed with a harvest of happy memories
and a future full of promise.

--
Don't forget to remember me...

Diane Morales
Thank you for MOVIN' WITH MORALES!!
Keller Williams Fox Valley Realty
(630) 709.9882



Follow MOVIN WITH MORALES on Facebook
for market news you can use!

For top-of-the-line service for all your real estate needs, call me. I'll put my years of experience and professional integrity to work for you. Thank you in advance for introducing my services to your friends & family.

Thursday, November 18, 2010

Grateful is... buying your first home!


T is for the trust the pilgrims had so many years ago.
H is for the harvest the settlers had to grow.
A is for America, the land in which we live.
N is for nature and beauty which she gives.
K if for kindness, gentle words, thoughtful deeds.
S is for smiles, the sunshine everyone needs.
G is for gratitude... our blessings big and small.
I is for ideas, letting wisdom grow tall.
V is for voices, singing, laughing, always caring.
I is for Indians, who taught them about sharing.
N is for neighbors, across the street, over the sea.
G is for giving of myself to make a better me.
~ Judith A Lindberg



Speaking of things to be grateful for... buying your own home is one of the most rewarding experiences life gives us (equal to marriage and birth). When you first consider buying your own home, have a plan...
  • Minimally, you need 3.5% percent saved for your down payment plus closing costs (these may vary by lender!) When comparing lender to lender, ask about the APR versus just "what's the rate?" The APR calculates in other factors such as points and is a better comparison.
  • Locally, you also need about 1% to put down as earnest money when you're ready to make an offer. (This amount may vary by location!) This money WILL be credited back to you at closing.
  • Check first with a trusted lender for a pre-approval (NOT pre-qualification). Make sure the monthly mortgage payment is an amount you're comfortable with. Do NOT over extend yourself. You never want to get stuck with a payment you can't ultimately afford.
  • To get pre-approved, you'll need 2 months of bank statements/2 months of pay stubs/2 years of W-2's/and proof of down payment.
I specialize in first time buyers. Allow me to help you find your first home.
I will guide you thru the process, step-by-step!

I take great pride in providing honest, reliable, and professional services to my clients! I am sensitive to your needs and will help fit the best scenario for your situation. Never pushy, just dependable.

Click below for an EZ, automated search for homes under $225,000:

First Time HomeBuyers ~ Tri-Cities
First Time HomeBuyers ~ Kaneland


Don't forget to remember me...

Diane Morales
Thank you for MOVIN' WITH MORALES!!
Keller Williams Fox Valley Realty
(630) 709.9882



Follow MOVIN WITH MORALES on Facebook for market news you can use!


Saturday, November 06, 2010

MORALES is Talkin' Turkey (and some OCTOBER stats too!)











Oct '10
St Charles
# Active








496
# Sold








32
MKT Time








191
Med Sold $








$343,000
Geneva
# Active








213
# Sold








16
MKT Time








142
Med Sold $








$350,000
Batavia
# Active








187
# Sold








18
MKT Time








163
Med Sold $








$239,750
Elburn
# Active








131
# Sold








4
MKT Time








166
Med Sold $








$255,000
Sugar Grove
# Active








102
# Sold








5
MKT Time








154
Med Sold $








$245,000
Maple Park
# Active








48
# Sold








1
MKT Time








177
Med Sold $








$180,000












TurkeyCartoon.jpg

TALKIN' TURKEY here...
  • The average American consumes over 15 lbs. of turkey each year
  • 226 million turkeys were consumed in 2009 (or 736 million pounds of turkey)
  • The heaviest turkey weighed in at 86 pounds ~ their average live weight is 28 pounds
  • Male turkeys are called Toms
  • Female turkeys are called Hens
  • Baby turkeys are called Poults
  • Turkey eggs are twice the size of chicken eggs and cream-colored with brown speckles
  • Turkey eggs take about 28 days to hatch
  • Turkey's heads change colors when they get excited
  • Turkeys grind their food in their gizzard (as they have no teeth!)
  • Turkey feathers were used by Native Americans to stabilize their arrows
  • The first meal on the moon was foil food packets of roasted turkey and the trimmings
  • High carbohydrate meals (such as Thanksgiving Dinner) contain tryptophans, which is believed to make you sleepy.
  • Turkey is good for your eyes because it is rich in zinc
  • Big Bird's outfit has over 4,000 white turkey feathers that are dyed yellow
  • Benjamin Franklin wanted the national symbol to be the turkey instead of the bald eagle.
  • Turkeys have great hearing, but no external ears. They can also see in color, and have excellent visual acuity and a wide field of vision (about 270 degrees), which makes sneaking up on them difficult. However, turkeys have a poor sense of smell, but an excellent sense of taste.
  • Domesticated turkeys cannot fly. Wild turkeys, however, can fly for short distances at speeds up to 55 miles per hour. They can also reach speeds of 25 miles per hour on the ground.
  • Turkeys sometimes spend the night in trees.
  • Some believe Christopher Columbus thought that the land he discovered was connected to India, and believed the bird he discovered (the turkey) was a type of peacock. He therefore called it 'tuka,' which is 'peacock' in Tamil, an Indian language.
http://www.factmonster.com/spot/tgturkeyfacts.html

What did the turkey say before it was roasted?
Boy, I'm stuffed!

Why did the police arrest the turkey?
They suspected it of fowl play!

Can a turkey jump higher than the Empire State building?
Of course, buildings can't jump.

The wishbone is a tradition of Thanksgiving. When two people grasp each end of the wishbone, after making a wish, they pull it away.
Who ever gets the joint-portion gets their wish!

wishbone.jpg

Turkey HELP Lines...
  • Butterball Turkey Talk Line 1.800.28.8372
  • HoneySuckle White 1.800.810.6325
  • Reynolds Wrap Turkey Tips 1.800.745.4000
  • Shady Brook Farms Turkey Tip Line 1.888.723.4468

--
Don't forget to remember me...

Diane Morales
Thank you for MOVIN' WITH MORALES!!
Keller Williams Fox Valley Realty
(630) 709.9882



Follow MOVIN WITH MORALES on Facebook
for market news you can use!